Rates & Loans

Loan Types
If you would like a loan application sent to you via U.S. Mail, please feel free
to contact us at any of the telephone numbers at the top of this page.

Commercial
The Hedrick Savings Bank is a commercial bank. HSB is the best in Southeast Iowa at understanding business and the factors that influence your business.

Real Estate
Our bank makes all types of Real Estate loans from commercial to residential. HSB can take care of your needs whether it is an in house loan or a secondary market loan.

Mortgage Loans

Hedrick Savings Bank is now offerring locally serviced mortgage loans at long term, competitive rates. 
Click here for more information.

Consumer/Auto Loans
Please come in or call to visit with one of our loan officers today and arrange for Hedrick Savings Bank to tailor a loan to your particular needs. Tailored for you with the option to customize repayment based on your current credit history and income.

Personal Loans
Our personal loans are based on customer ability to repay. All HSB senior staff are able to make these transactions.

Small Business Administration Guaranteed Loans
Hedrick Savings Bank is the leading producer for total number of SBA loans in the Eastern half of Iowa; therefore, HSB can help you start a new business or help you to expand your current business.

Home Equity Loans
All of our senior staff are able to make what is called second mortgage loans. Based on your home equity, you may receive cash for virtually any purpose.

Agricultural Loans
A new tractor? A new home? A new generation on the farm? Our bank is able to fund all types of agricultural loans and an HSB loan could be just what you need to help you get closer to your success, however you define it. Since we are located in the middle of America's heartland and the richest farming area, we understand the difficulties today's farmers are faced with and we are dedicated to the success of our customers. Come in and discuss your goals today.

Farm Service Agency Guaranteed Loans
Our bank works closely with the FSA to help beginning farmers start their new business or low equity farmers remain in the business.